pcmag.comWe review products independently, but we may earn affiliate commissions from buying links on this page. Terms of use. These are trying times. Whether you're upset about the divisive nature of politics or the changing seasons are making you feel blue, you might want to talk to a therapist. Over half of Americans with mental-health issues do not receive treatment. Cost is the biggest issue, even for those with health insurance, as not all plans cover the treatment they may need. Emotional factors might also prevent someone from seeking help, not to mention practical ones involving time and transportation. Online therapy removes many of these obstacles. It might seem strange to conduct something as intimate as therapy on a smartphone or tablet, but having an in-home talk with a mental-health professional could help ease the stigma and awkwardness that some feel in seeking a therapist’s assistance. It also allows for sessions at different times of day, like late in the evening, and removes travel complications. Then there's price. Online therapy is often more affordable than an in-office visit, particularly for those without insurance. There are some caveats before you sign up. Make sure the professional you're speaking to is a licensed therapist. That means checking to see if they are a psychiatrist (an M.D. or D.O.), licensed psychologist (Ph.D., Psy.D., or Ed.D.), licensed psychological associate (L.P.A.), licensed professional counselor (L.P.C.), licensed clinical social worker (L.C.S.W.), or licensed marriage and family therapist (L.M.F.T.). Then look into whether the site or app is HIPAA-compliant, which means it would have to meet federal privacy standards that apply to health care. We've put together some sites and apps that offer mental-health services in the form of one-on-one therapy via video and text. We've also included some apps that guide you through exercises designed to ease some common issues. If you are experiencing an immediate mental-health crisis, call the National Suicide Prevention Lifeline at 1-800-273-8255.

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