Baccarat (Chemin de Fer)Games of the baccarat and chemin de fer family originated in baccaratthat became popular in the French casinos in the 1830's.  In thepresent century they have travelled from Europe to the United States,back to Europe, and to casinos throughout the world.  This process hasresulted in wide variations in playing rules and what is called"baccarat" in one casino may more nearly resemble the "chemin de fer"of another.The computer game here is more nearly chemin de fer than it isbaccarat.  The rules, briefly, are as follows: Eight packs of cardsare shuffled together and placed in a "shoe" from which the cards canbe slid out one by one.  Following this, the players make their bets.Any player may make any bet up to the amount of the bank.  The playerat the banker's right has the first choice to bet.  Any part of thebank he does not take may be bet by the next player on his right, andso on in order until the entire bank is covered or until everyone hasbet who wishes to.  Any player may take the entire bank by saying,"Banco," but when two or more players wish to banco, the one nearestthe banker's right has the privilege.After the bets are placed, the banker deals two hands of two cardseach, dealing one card at a time.  The hand he deals first representsall the player betting against him; the other hand is the banker's.The player who has made the largest bet against the banker plays theopposition hand.The object of the game is to hold two or three cards which count nine(9), or as nearly nine as possible.  The values of the cards are: facecards and tens, zero; aces, one each; and other card, it's number.Units of ten points are disregarded, so that nine plus seven count assix, not sixteen.A player whose card in nine or eight in his first two cards shows hishand immediately.  He has a natural and his hand wins (but a naturalnine beats a natural eight).  Naturals of the same number tie, andthere is a new deal.When the result is not decided by a natural, the banker must give acard to his opponent on request; or the opponent may stand.  Theopponent must stand on six or seven, must draw to a zero, one, two,three, or four, but has the option on five.  The additional card, ifgiven, is face up.Then the banker decides whether to stand or take a card.IF BANKER GIVES   BANKER STANDS ON   BANKER DRAWS TOFace card or ten  4, 5, 6, 7         3, 2, 1, 0Nine              4, 5, 6, 7 (or 3)  2, 1, 0 (or 3)Eight             3, 4, 5, 6, 7      2, 1, 0Seven or six      7                  6, 5, 4, 3, 2, 1, 0Five or four      6, 7               5, 4, 3, 2, 1, 0Three or two      5, 6, 7            4, 3, 2, 1, 0Ace               4, 5, 6, 7         3, 2, 1, 0Opponent stands   6, 7               5, 4, 3, 2, 1, 0Neither player may have more than one additional card, giving himthree cards at the most.  When each player has exercised his option,the cards are shown.  If the totals are the same, the bets are off andmay be withdrawn and new bets are placed exactly as before for anotherdeal.  If the opponent has a higher number than the banker's, eachplayer collects such portion of the bank as he has covered.In the game of chemin de fer, the role of banker rotates among theplayers after each hand; in baccarat, it does not.

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